The Generational Wealth Transfer Myth
The "third generation curse" claiming 70% of wealth disappears is a myth based on a flawed 1987 study with no real evidence behind it. The real threat isn't financial incompetence but psychological differences: wealth creators' brains are wired by scarcity, while heirs' brains develop in abundance, creating different relationships with money. Families that preserve wealth prioritize transparent communication and trust over legal structures alone.
AI in Financial Planning: A Practitioner's Guide to Compliance
As a financial advisor and therapist, I've moved beyond AI experimentation to daily practical application within strict regulatory frameworks. This isn't about replacing professional judgment with algorithms; it's about responsibly augmenting expertise while maintaining the privacy and human insight that clients deserve.
I got my start investing right in the middle of the 2008 crisis - watching client portfolios drop and learning fast what really matters. Those experiences taught me to focus on disciplined research, real risk, and income that holds up over time.
The $400K Mistake: What Gray Divorce Really Costs
Divorcing after 50 can mean emotional relief - but also financial ruin if you’re not careful. This straight-talking guide breaks down why gray divorce is rising and how to avoid turning freedom into a $150K mistake.
Estate Planning Without the Fights: How Advisors Can Actually Bring Families Closer
There’s no way around it—estate planning conversations can bring up some deep, often generational conflict. But if we don’t talk about it, that conflict doesn’t disappear. It just shows up later.
A Decade of Oaks Wealth Management
Ten years ago, I took a leap of faith and launched Oaks Wealth Management. It doesn’t feel like a decade has passed—it seems like just yesterday I was stepping out on my own, fueled by a vision of serving clients in a way that aligned with my values and principles.